LifeTreat Urgent Care & Wellness Center
Insurance & Costs
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✅ Self-Pay & Walk-In Welcome
✅ No Appointment Needed
✅ Comprehensive Care
LifeTreat Urgent Care & Wellness Center Accepts A Variety Of Insurance Plans
The list below includes insurance plans accepted at LifeTreat Urgent Care & Wellness Center and is not intended to imply that LifeTreat Urgent Care is otherwise associated with or sponsored by the companies listed. You may or may not have a copay or other out-of-pocket expense due at time-of-service. The amount you owe is determined by your specific health insurance plan.
PPO and HMO

PPO and HMO

PPO and HMO

PPO and HMO

PPO and HMO

PPO and HMO

PPO and HMO

PPO and HMO

PPO and HMO

PPO and HMO

PPO

PPO

PPO
We also accept all other PPO insurance plans that cover out-of-network services. Please call to verify.
*Insurance coverage may vary per clinic.
No insurance? No problem.
We accept cash, debit, and credit cards too. Additional costs may apply based on specific medical conditions. For your convenience, we also offer online bill pay.
Frequently Asked Questions
Learn more about the billing and payment process at LifeTreat Urgent Care & Wellness Center
What forms of payment do you accept?
We accept cash, credit or debit card.
Do you take insurance?
Yes, we take PPO plans, certain HMOs and Medicare plans.
What is my copay going to be?
Your copay depends on your insurance coverage. You can contact your insurance company to get the exact cost by calling the number on the back of your card.
What if I forgot to bring my insurance card when I come to LifeTreat Urgent Care & Wellness Center?
If you don’t have your insurance card or information when you come into LifeTreat Urgent Care, you may use our Self-Pay Program and pay for your care. If you provide us with your insurance information within 48 hours, we will process a refund for any balance owed to you after your insurance has paid.
How do you handle payment without insurance?
Payment in full is due at the time of service. We accept cash, credit card, or debit card. With our Self-Pay Program, LifeTreat Urgent Care services are affordable for those without insurance.
If I come in for an injury due to an auto accident or through worker’s compensation, how is that handled?
When we bill your insurance for an auto accident or injury on the job, we bill one primary insurance source (not multiple sources). You are ultimately responsible for the balance of any charges not covered by the primary insurance source.
Why do I owe a balance for my LifeTreat Urgent Care visit?
Even if you have health insurance you may have a balance due after your insurance company processes your claim. If we are in-network with your health plan, this may be due to an unmet deductible or the amount your health plan has determined to be your responsibility. If we are not in your health plan’s network (out of network) these amounts may be higher. Also, any services that your insurance company does not cover may be billed to you. Contact your insurance company before coming in, to find out whether LifeTreat Urgent Care is in or out of network for your plan.
Why is there a separate bill from an outside lab?
While LifeTreat Urgent Care has on-site labs there are some specialized tests and screenings we don‘t perform in-house. For this type of testing, your sample will be sent to an outside lab for processing and the lab will bill you directly. You will not pay LifeTreat Urgent Care for any lab services performed by an outside lab.
Who can I call about a billing question?
Our Billing teams are ready to assist you Mon - Fri 9:00 am - 6:00 pm. If you were seen at our LifeTreat Urgent Care & Wellness Center, contact us at (209) 665-4151 or info.lifetreat@gmail.com.





